LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,499
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,500
−HK$3,050/mo
Today · 4.125%
HK$102,550
baseline
▲ 0.50% · 4.625%
HK$108,790
+HK$6,240/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,100/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,354
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,233
−HK$2,921/mo
Today · 4.125%
HK$113,154
baseline
▲ 0.50% · 4.625%
HK$119,118
+HK$5,964/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,308/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,798
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,400
−HK$3,660/mo
Today · 4.125%
HK$123,060
baseline
▲ 0.50% · 4.625%
HK$130,548
+HK$7,488/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$246,120/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,824
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,279
−HK$3,505/mo
Today · 4.125%
HK$135,784
baseline
▲ 0.50% · 4.625%
HK$142,942
+HK$7,158/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$271,568/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,098
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$139,300
−HK$4,270/mo
Today · 4.125%
HK$143,570
baseline
▲ 0.50% · 4.625%
HK$152,306
+HK$8,736/mo
Deposit HK$12.70M · loan HK$29.62M · min. income ≈ HK$287,140/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,295
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$154,326
−HK$4,089/mo
Today · 4.125%
HK$158,415
baseline
▲ 0.50% · 4.625%
HK$166,765
+HK$8,350/mo
Deposit HK$12.70M · loan HK$29.62M · min. income ≈ HK$316,830/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,697
−HK$10,893/mo
▼ 0.25% · 3.875%
HK$179,100
−HK$5,490/mo
Today · 4.125%
HK$184,590
baseline
▲ 0.50% · 4.625%
HK$195,822
+HK$11,232/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$369,180/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,237
−HK$10,440/mo
▼ 0.25% · 3.875%
HK$198,419
−HK$5,258/mo
Today · 4.125%
HK$203,677
baseline
▲ 0.50% · 4.625%
HK$214,413
+HK$10,736/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$407,354/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,565 · Scale 2, in force from 26 Feb 2026)