LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,651
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,951
−HK$305/mo
Today · 4.125%
HK$10,256
baseline
▲ 0.50% · 4.625%
HK$10,880
+HK$624/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,512/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,737
−HK$580/mo
▼ 0.25% · 3.875%
HK$11,025
−HK$292/mo
Today · 4.125%
HK$11,317
baseline
▲ 0.50% · 4.625%
HK$11,913
+HK$596/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,634/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,581
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,942
−HK$366/mo
Today · 4.125%
HK$12,308
baseline
▲ 0.50% · 4.625%
HK$13,056
+HK$748/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,616/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,884
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,230
−HK$350/mo
Today · 4.125%
HK$13,580
baseline
▲ 0.50% · 4.625%
HK$14,296
+HK$716/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,160/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,511
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,932
−HK$427/mo
Today · 4.125%
HK$14,359
baseline
▲ 0.50% · 4.625%
HK$15,232
+HK$873/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,718/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,031
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,435
−HK$408/mo
Today · 4.125%
HK$15,843
baseline
▲ 0.50% · 4.625%
HK$16,679
+HK$836/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,686/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,372
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,912
−HK$549/mo
Today · 4.125%
HK$18,461
baseline
▲ 0.50% · 4.625%
HK$19,585
+HK$1,124/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,922/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,326
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,844
−HK$526/mo
Today · 4.125%
HK$20,370
baseline
▲ 0.50% · 4.625%
HK$21,444
+HK$1,074/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$40,740/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,588 · Scale 2, in force from 26 Feb 2026)