LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,512
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,514
−HK$3,050/mo
Today · 4.125%
HK$102,564
baseline
▲ 0.50% · 4.625%
HK$108,805
+HK$6,241/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,128/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,368
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,248
−HK$2,921/mo
Today · 4.125%
HK$113,169
baseline
▲ 0.50% · 4.625%
HK$119,134
+HK$5,965/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,338/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,814
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$119,417
−HK$3,660/mo
Today · 4.125%
HK$123,077
baseline
▲ 0.50% · 4.625%
HK$130,566
+HK$7,489/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$246,154/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,842
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$132,297
−HK$3,506/mo
Today · 4.125%
HK$135,803
baseline
▲ 0.50% · 4.625%
HK$142,961
+HK$7,158/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$271,606/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,116
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,319
−HK$4,270/mo
Today · 4.125%
HK$143,589
baseline
▲ 0.50% · 4.625%
HK$152,327
+HK$8,738/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$287,178/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,316
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,347
−HK$4,090/mo
Today · 4.125%
HK$158,437
baseline
▲ 0.50% · 4.625%
HK$166,788
+HK$8,351/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$316,874/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,721
−HK$10,894/mo
▼ 0.25% · 3.875%
HK$179,125
−HK$5,490/mo
Today · 4.125%
HK$184,615
baseline
▲ 0.50% · 4.625%
HK$195,848
+HK$11,233/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$369,230/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,263
−HK$10,441/mo
▼ 0.25% · 3.875%
HK$198,446
−HK$5,258/mo
Today · 4.125%
HK$203,704
baseline
▲ 0.50% · 4.625%
HK$214,442
+HK$10,738/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$407,408/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,811 · Scale 2, in force from 26 Feb 2026)