LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,518
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,520
−HK$3,050/mo
Today · 4.125%
HK$102,570
baseline
▲ 0.50% · 4.625%
HK$108,812
+HK$6,242/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,140/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,375
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,255
−HK$2,921/mo
Today · 4.125%
HK$113,176
baseline
▲ 0.50% · 4.625%
HK$119,142
+HK$5,966/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,352/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,822
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$119,424
−HK$3,661/mo
Today · 4.125%
HK$123,085
baseline
▲ 0.50% · 4.625%
HK$130,574
+HK$7,489/mo
Deposit HK$16.93M · loan HK$25.40M · min. income ≈ HK$246,170/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,850
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$132,306
−HK$3,506/mo
Today · 4.125%
HK$135,812
baseline
▲ 0.50% · 4.625%
HK$142,971
+HK$7,159/mo
Deposit HK$16.93M · loan HK$25.40M · min. income ≈ HK$271,624/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,125
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$139,328
−HK$4,271/mo
Today · 4.125%
HK$143,599
baseline
▲ 0.50% · 4.625%
HK$152,336
+HK$8,737/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$287,198/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,325
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,357
−HK$4,090/mo
Today · 4.125%
HK$158,447
baseline
▲ 0.50% · 4.625%
HK$166,799
+HK$8,352/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$316,894/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,732
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$179,136
−HK$5,491/mo
Today · 4.125%
HK$184,627
baseline
▲ 0.50% · 4.625%
HK$195,861
+HK$11,234/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$369,254/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,275
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$198,459
−HK$5,259/mo
Today · 4.125%
HK$203,718
baseline
▲ 0.50% · 4.625%
HK$214,456
+HK$10,738/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$407,436/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,927 · Scale 2, in force from 26 Feb 2026)