LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,523
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,525
−HK$3,050/mo
Today · 4.125%
HK$102,575
baseline
▲ 0.50% · 4.625%
HK$108,817
+HK$6,242/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,150/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,380
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,260
−HK$2,922/mo
Today · 4.125%
HK$113,182
baseline
▲ 0.50% · 4.625%
HK$119,148
+HK$5,966/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,364/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,827
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$119,430
−HK$3,661/mo
Today · 4.125%
HK$123,091
baseline
▲ 0.50% · 4.625%
HK$130,580
+HK$7,489/mo
Deposit HK$16.93M · loan HK$25.40M · min. income ≈ HK$246,182/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,857
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$132,312
−HK$3,506/mo
Today · 4.125%
HK$135,818
baseline
▲ 0.50% · 4.625%
HK$142,977
+HK$7,159/mo
Deposit HK$16.93M · loan HK$25.40M · min. income ≈ HK$271,636/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,132
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$139,335
−HK$4,271/mo
Today · 4.125%
HK$143,606
baseline
▲ 0.50% · 4.625%
HK$152,344
+HK$8,738/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$287,212/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,333
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,364
−HK$4,091/mo
Today · 4.125%
HK$158,455
baseline
▲ 0.50% · 4.625%
HK$166,807
+HK$8,352/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$316,910/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,741
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$179,145
−HK$5,491/mo
Today · 4.125%
HK$184,636
baseline
▲ 0.50% · 4.625%
HK$195,870
+HK$11,234/mo
Deposit HK$4.23M · loan HK$38.10M · min. income ≈ HK$369,272/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,285
−HK$10,442/mo
▼ 0.25% · 3.875%
HK$198,469
−HK$5,258/mo
Today · 4.125%
HK$203,727
baseline
▲ 0.50% · 4.625%
HK$214,466
+HK$10,739/mo
Deposit HK$4.23M · loan HK$38.10M · min. income ≈ HK$407,454/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,014 · Scale 2, in force from 26 Feb 2026)