LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,526
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,528
−HK$3,051/mo
Today · 4.125%
HK$102,579
baseline
▲ 0.50% · 4.625%
HK$108,821
+HK$6,242/mo
Deposit HK$21.17M · loan HK$21.17M · min. income ≈ HK$205,158/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,384
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,264
−HK$2,922/mo
Today · 4.125%
HK$113,186
baseline
▲ 0.50% · 4.625%
HK$119,152
+HK$5,966/mo
Deposit HK$21.17M · loan HK$21.17M · min. income ≈ HK$226,372/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,831
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$119,434
−HK$3,661/mo
Today · 4.125%
HK$123,095
baseline
▲ 0.50% · 4.625%
HK$130,585
+HK$7,490/mo
Deposit HK$16.93M · loan HK$25.40M · min. income ≈ HK$246,190/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,861
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$132,317
−HK$3,506/mo
Today · 4.125%
HK$135,823
baseline
▲ 0.50% · 4.625%
HK$142,982
+HK$7,159/mo
Deposit HK$16.93M · loan HK$25.40M · min. income ≈ HK$271,646/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,136
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$139,340
−HK$4,270/mo
Today · 4.125%
HK$143,610
baseline
▲ 0.50% · 4.625%
HK$152,349
+HK$8,739/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$287,220/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,338
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,370
−HK$4,090/mo
Today · 4.125%
HK$158,460
baseline
▲ 0.50% · 4.625%
HK$166,813
+HK$8,353/mo
Deposit HK$12.70M · loan HK$29.63M · min. income ≈ HK$316,920/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,746
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$179,151
−HK$5,491/mo
Today · 4.125%
HK$184,642
baseline
▲ 0.50% · 4.625%
HK$195,877
+HK$11,235/mo
Deposit HK$4.23M · loan HK$38.10M · min. income ≈ HK$369,284/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,291
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$198,475
−HK$5,259/mo
Today · 4.125%
HK$203,734
baseline
▲ 0.50% · 4.625%
HK$214,473
+HK$10,739/mo
Deposit HK$4.23M · loan HK$38.10M · min. income ≈ HK$407,468/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,073 · Scale 2, in force from 26 Feb 2026)