LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,561
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$99,565
−HK$3,051/mo
Today · 4.125%
HK$102,616
baseline
▲ 0.50% · 4.625%
HK$108,860
+HK$6,244/mo
Deposit HK$21.17M · loan HK$21.17M · min. income ≈ HK$205,232/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,423
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,304
−HK$2,923/mo
Today · 4.125%
HK$113,227
baseline
▲ 0.50% · 4.625%
HK$119,195
+HK$5,968/mo
Deposit HK$21.17M · loan HK$21.17M · min. income ≈ HK$226,454/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,873
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,478
−HK$3,662/mo
Today · 4.125%
HK$123,140
baseline
▲ 0.50% · 4.625%
HK$130,632
+HK$7,492/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$246,280/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,908
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$132,365
−HK$3,507/mo
Today · 4.125%
HK$135,872
baseline
▲ 0.50% · 4.625%
HK$143,034
+HK$7,162/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$271,744/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,186
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$139,391
−HK$4,272/mo
Today · 4.125%
HK$143,663
baseline
▲ 0.50% · 4.625%
HK$152,404
+HK$8,741/mo
Deposit HK$12.70M · loan HK$29.64M · min. income ≈ HK$287,326/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,393
−HK$8,125/mo
▼ 0.25% · 3.875%
HK$154,426
−HK$4,092/mo
Today · 4.125%
HK$158,518
baseline
▲ 0.50% · 4.625%
HK$166,874
+HK$8,356/mo
Deposit HK$12.70M · loan HK$29.64M · min. income ≈ HK$317,036/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,810
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$179,217
−HK$5,492/mo
Today · 4.125%
HK$184,709
baseline
▲ 0.50% · 4.625%
HK$195,949
+HK$11,240/mo
Deposit HK$4.23M · loan HK$38.11M · min. income ≈ HK$369,418/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,362
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$198,548
−HK$5,261/mo
Today · 4.125%
HK$203,809
baseline
▲ 0.50% · 4.625%
HK$214,552
+HK$10,743/mo
Deposit HK$4.23M · loan HK$38.11M · min. income ≈ HK$407,618/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,732 · Scale 2, in force from 26 Feb 2026)