LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,657
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,957
−HK$305/mo
Today · 4.125%
HK$10,262
baseline
▲ 0.50% · 4.625%
HK$10,887
+HK$625/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,524/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,743
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,031
−HK$293/mo
Today · 4.125%
HK$11,324
baseline
▲ 0.50% · 4.625%
HK$11,920
+HK$596/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,648/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,588
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,949
−HK$366/mo
Today · 4.125%
HK$12,315
baseline
▲ 0.50% · 4.625%
HK$13,064
+HK$749/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,630/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,892
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,238
−HK$350/mo
Today · 4.125%
HK$13,588
baseline
▲ 0.50% · 4.625%
HK$14,305
+HK$717/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,176/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,520
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,940
−HK$427/mo
Today · 4.125%
HK$14,367
baseline
▲ 0.50% · 4.625%
HK$15,242
+HK$875/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,734/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,040
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,444
−HK$409/mo
Today · 4.125%
HK$15,853
baseline
▲ 0.50% · 4.625%
HK$16,689
+HK$836/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,706/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,382
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,923
−HK$549/mo
Today · 4.125%
HK$18,472
baseline
▲ 0.50% · 4.625%
HK$19,596
+HK$1,124/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,944/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,338
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,856
−HK$526/mo
Today · 4.125%
HK$20,382
baseline
▲ 0.50% · 4.625%
HK$21,457
+HK$1,075/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$40,764/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)