LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,570
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,574
−HK$3,052/mo
Today · 4.125%
HK$102,626
baseline
▲ 0.50% · 4.625%
HK$108,870
+HK$6,244/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$205,252/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,433
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,314
−HK$2,923/mo
Today · 4.125%
HK$113,237
baseline
▲ 0.50% · 4.625%
HK$119,206
+HK$5,969/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$226,474/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,884
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,489
−HK$3,662/mo
Today · 4.125%
HK$123,151
baseline
▲ 0.50% · 4.625%
HK$130,644
+HK$7,493/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$246,302/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,920
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,377
−HK$3,508/mo
Today · 4.125%
HK$135,885
baseline
▲ 0.50% · 4.625%
HK$143,048
+HK$7,163/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$271,770/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,198
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$139,403
−HK$4,273/mo
Today · 4.125%
HK$143,676
baseline
▲ 0.50% · 4.625%
HK$152,419
+HK$8,743/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$287,352/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,406
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$154,440
−HK$4,092/mo
Today · 4.125%
HK$158,532
baseline
▲ 0.50% · 4.625%
HK$166,889
+HK$8,357/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$317,064/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,826
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$179,233
−HK$5,493/mo
Today · 4.125%
HK$184,726
baseline
▲ 0.50% · 4.625%
HK$195,967
+HK$11,241/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$369,452/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,380
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$198,566
−HK$5,261/mo
Today · 4.125%
HK$203,827
baseline
▲ 0.50% · 4.625%
HK$214,571
+HK$10,744/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$407,654/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,799,897 · Scale 2, in force from 26 Feb 2026)