LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,572
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,576
−HK$3,052/mo
Today · 4.125%
HK$102,628
baseline
▲ 0.50% · 4.625%
HK$108,872
+HK$6,244/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$205,256/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,435
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,317
−HK$2,923/mo
Today · 4.125%
HK$113,240
baseline
▲ 0.50% · 4.625%
HK$119,209
+HK$5,969/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$226,480/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,886
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,491
−HK$3,662/mo
Today · 4.125%
HK$123,153
baseline
▲ 0.50% · 4.625%
HK$130,647
+HK$7,494/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$246,306/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,922
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,380
−HK$3,508/mo
Today · 4.125%
HK$135,888
baseline
▲ 0.50% · 4.625%
HK$143,050
+HK$7,162/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$271,776/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,201
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$139,406
−HK$4,273/mo
Today · 4.125%
HK$143,679
baseline
▲ 0.50% · 4.625%
HK$152,421
+HK$8,742/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$287,358/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,409
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,443
−HK$4,093/mo
Today · 4.125%
HK$158,536
baseline
▲ 0.50% · 4.625%
HK$166,892
+HK$8,356/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$317,072/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,829
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$179,236
−HK$5,494/mo
Today · 4.125%
HK$184,730
baseline
▲ 0.50% · 4.625%
HK$195,970
+HK$11,240/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$369,460/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,383
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$198,570
−HK$5,261/mo
Today · 4.125%
HK$203,831
baseline
▲ 0.50% · 4.625%
HK$214,576
+HK$10,745/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$407,662/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,799,932 · Scale 2, in force from 26 Feb 2026)