LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,578
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,582
−HK$3,053/mo
Today · 4.125%
HK$102,635
baseline
▲ 0.50% · 4.625%
HK$108,880
+HK$6,245/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$205,270/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,442
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,324
−HK$2,923/mo
Today · 4.125%
HK$113,247
baseline
▲ 0.50% · 4.625%
HK$119,216
+HK$5,969/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$226,494/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,894
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,499
−HK$3,662/mo
Today · 4.125%
HK$123,161
baseline
▲ 0.50% · 4.625%
HK$130,655
+HK$7,494/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$246,322/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,931
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,389
−HK$3,507/mo
Today · 4.125%
HK$135,896
baseline
▲ 0.50% · 4.625%
HK$143,060
+HK$7,164/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$271,792/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,209
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,415
−HK$4,273/mo
Today · 4.125%
HK$143,688
baseline
▲ 0.50% · 4.625%
HK$152,431
+HK$8,743/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$287,376/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,419
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,453
−HK$4,093/mo
Today · 4.125%
HK$158,546
baseline
▲ 0.50% · 4.625%
HK$166,903
+HK$8,357/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$317,092/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,841
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$179,248
−HK$5,494/mo
Today · 4.125%
HK$184,742
baseline
▲ 0.50% · 4.625%
HK$195,983
+HK$11,241/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$369,484/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,396
−HK$10,449/mo
▼ 0.25% · 3.875%
HK$198,583
−HK$5,262/mo
Today · 4.125%
HK$203,845
baseline
▲ 0.50% · 4.625%
HK$214,590
+HK$10,745/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$407,690/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,050 · Scale 2, in force from 26 Feb 2026)