LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,585
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,589
−HK$3,053/mo
Today · 4.125%
HK$102,642
baseline
▲ 0.50% · 4.625%
HK$108,887
+HK$6,245/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$205,284/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,450
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,332
−HK$2,923/mo
Today · 4.125%
HK$113,255
baseline
▲ 0.50% · 4.625%
HK$119,225
+HK$5,970/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$226,510/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,902
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$119,507
−HK$3,663/mo
Today · 4.125%
HK$123,170
baseline
▲ 0.50% · 4.625%
HK$130,665
+HK$7,495/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$246,340/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,940
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,398
−HK$3,508/mo
Today · 4.125%
HK$135,906
baseline
▲ 0.50% · 4.625%
HK$143,070
+HK$7,164/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$271,812/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,219
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,425
−HK$4,273/mo
Today · 4.125%
HK$143,698
baseline
▲ 0.50% · 4.625%
HK$152,442
+HK$8,744/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$287,396/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,430
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,464
−HK$4,093/mo
Today · 4.125%
HK$158,557
baseline
▲ 0.50% · 4.625%
HK$166,915
+HK$8,358/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$317,114/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,853
−HK$10,902/mo
▼ 0.25% · 3.875%
HK$179,261
−HK$5,494/mo
Today · 4.125%
HK$184,755
baseline
▲ 0.50% · 4.625%
HK$195,997
+HK$11,242/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$369,510/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,410
−HK$10,449/mo
▼ 0.25% · 3.875%
HK$198,597
−HK$5,262/mo
Today · 4.125%
HK$203,859
baseline
▲ 0.50% · 4.625%
HK$214,605
+HK$10,746/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$407,718/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,176 · Scale 2, in force from 26 Feb 2026)