LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,586
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,591
−HK$3,052/mo
Today · 4.125%
HK$102,643
baseline
▲ 0.50% · 4.625%
HK$108,889
+HK$6,246/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$205,286/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,451
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$110,333
−HK$2,924/mo
Today · 4.125%
HK$113,257
baseline
▲ 0.50% · 4.625%
HK$119,226
+HK$5,969/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$226,514/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,904
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$119,509
−HK$3,663/mo
Today · 4.125%
HK$123,172
baseline
▲ 0.50% · 4.625%
HK$130,666
+HK$7,494/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$246,344/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,942
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,400
−HK$3,508/mo
Today · 4.125%
HK$135,908
baseline
▲ 0.50% · 4.625%
HK$143,072
+HK$7,164/mo
Deposit HK$16.94M · loan HK$25.41M · min. income ≈ HK$271,816/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,221
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,427
−HK$4,273/mo
Today · 4.125%
HK$143,700
baseline
▲ 0.50% · 4.625%
HK$152,444
+HK$8,744/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$287,400/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,432
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,466
−HK$4,093/mo
Today · 4.125%
HK$158,559
baseline
▲ 0.50% · 4.625%
HK$166,917
+HK$8,358/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$317,118/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,855
−HK$10,903/mo
▼ 0.25% · 3.875%
HK$179,263
−HK$5,495/mo
Today · 4.125%
HK$184,758
baseline
▲ 0.50% · 4.625%
HK$196,000
+HK$11,242/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$369,516/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,412
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$198,600
−HK$5,262/mo
Today · 4.125%
HK$203,862
baseline
▲ 0.50% · 4.625%
HK$214,608
+HK$10,746/mo
Deposit HK$4.24M · loan HK$38.12M · min. income ≈ HK$407,724/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,201 · Scale 2, in force from 26 Feb 2026)