LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,659
−HK$606/mo
▼ 0.25% · 3.875%
HK$9,960
−HK$305/mo
Today · 4.125%
HK$10,265
baseline
▲ 0.50% · 4.625%
HK$10,890
+HK$625/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,530/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,746
−HK$580/mo
▼ 0.25% · 3.875%
HK$11,034
−HK$292/mo
Today · 4.125%
HK$11,326
baseline
▲ 0.50% · 4.625%
HK$11,923
+HK$597/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,652/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,591
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,952
−HK$366/mo
Today · 4.125%
HK$12,318
baseline
▲ 0.50% · 4.625%
HK$13,067
+HK$749/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,636/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,895
−HK$697/mo
▼ 0.25% · 3.875%
HK$13,241
−HK$351/mo
Today · 4.125%
HK$13,592
baseline
▲ 0.50% · 4.625%
HK$14,308
+HK$716/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,184/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,523
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,944
−HK$427/mo
Today · 4.125%
HK$14,371
baseline
▲ 0.50% · 4.625%
HK$15,245
+HK$874/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,742/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,044
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,448
−HK$409/mo
Today · 4.125%
HK$15,857
baseline
▲ 0.50% · 4.625%
HK$16,693
+HK$836/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,714/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,387
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,927
−HK$550/mo
Today · 4.125%
HK$18,477
baseline
▲ 0.50% · 4.625%
HK$19,601
+HK$1,124/mo
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$36,954/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,342
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,861
−HK$526/mo
Today · 4.125%
HK$20,387
baseline
▲ 0.50% · 4.625%
HK$21,462
+HK$1,075/mo
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$40,774/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,304 · Scale 2, in force from 26 Feb 2026)