LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,660
−HK$606/mo
▼ 0.25% · 3.875%
HK$9,960
−HK$306/mo
Today · 4.125%
HK$10,266
baseline
▲ 0.50% · 4.625%
HK$10,890
+HK$624/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,532/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,746
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,035
−HK$292/mo
Today · 4.125%
HK$11,327
baseline
▲ 0.50% · 4.625%
HK$11,924
+HK$597/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,654/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,592
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,952
−HK$367/mo
Today · 4.125%
HK$12,319
baseline
▲ 0.50% · 4.625%
HK$13,068
+HK$749/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,638/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,896
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,242
−HK$350/mo
Today · 4.125%
HK$13,592
baseline
▲ 0.50% · 4.625%
HK$14,309
+HK$717/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,184/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,524
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,944
−HK$428/mo
Today · 4.125%
HK$14,372
baseline
▲ 0.50% · 4.625%
HK$15,246
+HK$874/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,744/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,045
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,448
−HK$410/mo
Today · 4.125%
HK$15,858
baseline
▲ 0.50% · 4.625%
HK$16,694
+HK$836/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,716/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,388
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,928
−HK$550/mo
Today · 4.125%
HK$18,478
baseline
▲ 0.50% · 4.625%
HK$19,602
+HK$1,124/mo
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$36,956/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,344
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,862
−HK$527/mo
Today · 4.125%
HK$20,389
baseline
▲ 0.50% · 4.625%
HK$21,463
+HK$1,074/mo
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$40,778/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,354 · Scale 2, in force from 26 Feb 2026)