LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,598
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,603
−HK$3,053/mo
Today · 4.125%
HK$102,656
baseline
▲ 0.50% · 4.625%
HK$108,902
+HK$6,246/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$205,312/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,465
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$110,347
−HK$2,924/mo
Today · 4.125%
HK$113,271
baseline
▲ 0.50% · 4.625%
HK$119,241
+HK$5,970/mo
Deposit HK$21.18M · loan HK$21.18M · min. income ≈ HK$226,542/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,918
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$119,524
−HK$3,663/mo
Today · 4.125%
HK$123,187
baseline
▲ 0.50% · 4.625%
HK$130,683
+HK$7,496/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$246,374/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,958
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$132,416
−HK$3,509/mo
Today · 4.125%
HK$135,925
baseline
▲ 0.50% · 4.625%
HK$143,090
+HK$7,165/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$271,850/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,238
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,444
−HK$4,274/mo
Today · 4.125%
HK$143,718
baseline
▲ 0.50% · 4.625%
HK$152,463
+HK$8,745/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$287,436/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,451
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,486
−HK$4,093/mo
Today · 4.125%
HK$158,579
baseline
▲ 0.50% · 4.625%
HK$166,938
+HK$8,359/mo
Deposit HK$12.71M · loan HK$29.65M · min. income ≈ HK$317,158/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,877
−HK$10,904/mo
▼ 0.25% · 3.875%
HK$179,286
−HK$5,495/mo
Today · 4.125%
HK$184,781
baseline
▲ 0.50% · 4.625%
HK$196,024
+HK$11,243/mo
Deposit HK$4.24M · loan HK$38.13M · min. income ≈ HK$369,562/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,437
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$198,624
−HK$5,263/mo
Today · 4.125%
HK$203,887
baseline
▲ 0.50% · 4.625%
HK$214,635
+HK$10,748/mo
Deposit HK$4.24M · loan HK$38.13M · min. income ≈ HK$407,774/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,427 · Scale 2, in force from 26 Feb 2026)