LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,619
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,624
−HK$3,054/mo
Today · 4.125%
HK$102,678
baseline
▲ 0.50% · 4.625%
HK$108,925
+HK$6,247/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,356/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,487
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,370
−HK$2,925/mo
Today · 4.125%
HK$113,295
baseline
▲ 0.50% · 4.625%
HK$119,267
+HK$5,972/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,590/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,943
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$119,549
−HK$3,664/mo
Today · 4.125%
HK$123,213
baseline
▲ 0.50% · 4.625%
HK$130,710
+HK$7,497/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$246,426/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,985
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,444
−HK$3,510/mo
Today · 4.125%
HK$135,954
baseline
▲ 0.50% · 4.625%
HK$143,120
+HK$7,166/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$271,908/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,266
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,474
−HK$4,275/mo
Today · 4.125%
HK$143,749
baseline
▲ 0.50% · 4.625%
HK$152,495
+HK$8,746/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$287,498/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,482
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,518
−HK$4,094/mo
Today · 4.125%
HK$158,612
baseline
▲ 0.50% · 4.625%
HK$166,973
+HK$8,361/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$317,224/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,914
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$179,323
−HK$5,497/mo
Today · 4.125%
HK$184,820
baseline
▲ 0.50% · 4.625%
HK$196,066
+HK$11,246/mo
Deposit HK$4.24M · loan HK$38.13M · min. income ≈ HK$369,640/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,477
−HK$10,453/mo
▼ 0.25% · 3.875%
HK$198,666
−HK$5,264/mo
Today · 4.125%
HK$203,930
baseline
▲ 0.50% · 4.625%
HK$214,680
+HK$10,750/mo
Deposit HK$4.24M · loan HK$38.13M · min. income ≈ HK$407,860/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,805 · Scale 2, in force from 26 Feb 2026)