LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,621
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,626
−HK$3,054/mo
Today · 4.125%
HK$102,680
baseline
▲ 0.50% · 4.625%
HK$108,927
+HK$6,247/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,360/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,490
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,372
−HK$2,925/mo
Today · 4.125%
HK$113,297
baseline
▲ 0.50% · 4.625%
HK$119,269
+HK$5,972/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,594/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,945
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,551
−HK$3,665/mo
Today · 4.125%
HK$123,216
baseline
▲ 0.50% · 4.625%
HK$130,713
+HK$7,497/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$246,432/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,987
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,447
−HK$3,509/mo
Today · 4.125%
HK$135,956
baseline
▲ 0.50% · 4.625%
HK$143,123
+HK$7,167/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$271,912/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,269
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,477
−HK$4,274/mo
Today · 4.125%
HK$143,751
baseline
▲ 0.50% · 4.625%
HK$152,498
+HK$8,747/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$287,502/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,485
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,521
−HK$4,095/mo
Today · 4.125%
HK$158,616
baseline
▲ 0.50% · 4.625%
HK$166,976
+HK$8,360/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$317,232/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,917
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$179,327
−HK$5,496/mo
Today · 4.125%
HK$184,823
baseline
▲ 0.50% · 4.625%
HK$196,069
+HK$11,246/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$369,646/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,481
−HK$10,453/mo
▼ 0.25% · 3.875%
HK$198,670
−HK$5,264/mo
Today · 4.125%
HK$203,934
baseline
▲ 0.50% · 4.625%
HK$214,684
+HK$10,750/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$407,868/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,841 · Scale 2, in force from 26 Feb 2026)