LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,621
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,627
−HK$3,053/mo
Today · 4.125%
HK$102,680
baseline
▲ 0.50% · 4.625%
HK$108,928
+HK$6,248/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,360/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,490
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,373
−HK$2,925/mo
Today · 4.125%
HK$113,298
baseline
▲ 0.50% · 4.625%
HK$119,270
+HK$5,972/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,596/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,945
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,552
−HK$3,664/mo
Today · 4.125%
HK$123,216
baseline
▲ 0.50% · 4.625%
HK$130,714
+HK$7,498/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$246,432/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,988
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,448
−HK$3,509/mo
Today · 4.125%
HK$135,957
baseline
▲ 0.50% · 4.625%
HK$143,123
+HK$7,166/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$271,914/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,270
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,477
−HK$4,275/mo
Today · 4.125%
HK$143,752
baseline
▲ 0.50% · 4.625%
HK$152,499
+HK$8,747/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$287,504/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,486
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,522
−HK$4,095/mo
Today · 4.125%
HK$158,617
baseline
▲ 0.50% · 4.625%
HK$166,977
+HK$8,360/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$317,234/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,918
−HK$10,906/mo
▼ 0.25% · 3.875%
HK$179,328
−HK$5,496/mo
Today · 4.125%
HK$184,824
baseline
▲ 0.50% · 4.625%
HK$196,071
+HK$11,247/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$369,648/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,482
−HK$10,454/mo
▼ 0.25% · 3.875%
HK$198,671
−HK$5,265/mo
Today · 4.125%
HK$203,936
baseline
▲ 0.50% · 4.625%
HK$214,685
+HK$10,749/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$407,872/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,852 · Scale 2, in force from 26 Feb 2026)