LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,623
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,628
−HK$3,054/mo
Today · 4.125%
HK$102,682
baseline
▲ 0.50% · 4.625%
HK$108,930
+HK$6,248/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,364/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,492
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,375
−HK$2,925/mo
Today · 4.125%
HK$113,300
baseline
▲ 0.50% · 4.625%
HK$119,272
+HK$5,972/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,600/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,948
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,554
−HK$3,665/mo
Today · 4.125%
HK$123,219
baseline
▲ 0.50% · 4.625%
HK$130,716
+HK$7,497/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$246,438/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,991
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$132,450
−HK$3,509/mo
Today · 4.125%
HK$135,959
baseline
▲ 0.50% · 4.625%
HK$143,126
+HK$7,167/mo
Deposit HK$16.95M · loan HK$25.42M · min. income ≈ HK$271,918/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,272
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,480
−HK$4,275/mo
Today · 4.125%
HK$143,755
baseline
▲ 0.50% · 4.625%
HK$152,502
+HK$8,747/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$287,510/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,489
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,525
−HK$4,094/mo
Today · 4.125%
HK$158,619
baseline
▲ 0.50% · 4.625%
HK$166,980
+HK$8,361/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$317,238/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,921
−HK$10,907/mo
▼ 0.25% · 3.875%
HK$179,331
−HK$5,497/mo
Today · 4.125%
HK$184,828
baseline
▲ 0.50% · 4.625%
HK$196,074
+HK$11,246/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$369,656/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,486
−HK$10,453/mo
▼ 0.25% · 3.875%
HK$198,675
−HK$5,264/mo
Today · 4.125%
HK$203,939
baseline
▲ 0.50% · 4.625%
HK$214,689
+HK$10,750/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$407,878/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,884 · Scale 2, in force from 26 Feb 2026)