LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,663
−HK$606/mo
▼ 0.25% · 3.875%
HK$9,963
−HK$306/mo
Today · 4.125%
HK$10,269
baseline
▲ 0.50% · 4.625%
HK$10,894
+HK$625/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,538/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,750
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,038
−HK$293/mo
Today · 4.125%
HK$11,331
baseline
▲ 0.50% · 4.625%
HK$11,928
+HK$597/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,662/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,595
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,956
−HK$367/mo
Today · 4.125%
HK$12,323
baseline
▲ 0.50% · 4.625%
HK$13,072
+HK$749/mo
Deposit HK$1.70M · loan HK$2.54M · min. income ≈ HK$24,646/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,900
−HK$697/mo
▼ 0.25% · 3.875%
HK$13,246
−HK$351/mo
Today · 4.125%
HK$13,597
baseline
▲ 0.50% · 4.625%
HK$14,313
+HK$716/mo
Deposit HK$1.70M · loan HK$2.54M · min. income ≈ HK$27,194/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,528
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,949
−HK$427/mo
Today · 4.125%
HK$14,376
baseline
▲ 0.50% · 4.625%
HK$15,251
+HK$875/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,752/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,050
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,453
−HK$410/mo
Today · 4.125%
HK$15,863
baseline
▲ 0.50% · 4.625%
HK$16,699
+HK$836/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,726/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,393
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,934
−HK$550/mo
Today · 4.125%
HK$18,484
baseline
▲ 0.50% · 4.625%
HK$19,609
+HK$1,125/mo
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$36,968/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,350
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,869
−HK$526/mo
Today · 4.125%
HK$20,395
baseline
▲ 0.50% · 4.625%
HK$21,470
+HK$1,075/mo
Deposit HK$424K · loan HK$3.81M · min. income ≈ HK$40,790/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,625 · Scale 2, in force from 26 Feb 2026)