LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,629
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,635
−HK$3,054/mo
Today · 4.125%
HK$102,689
baseline
▲ 0.50% · 4.625%
HK$108,937
+HK$6,248/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,378/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,499
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,382
−HK$2,925/mo
Today · 4.125%
HK$113,307
baseline
▲ 0.50% · 4.625%
HK$119,279
+HK$5,972/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,614/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,955
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,562
−HK$3,664/mo
Today · 4.125%
HK$123,226
baseline
▲ 0.50% · 4.625%
HK$130,724
+HK$7,498/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$246,452/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,999
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,458
−HK$3,510/mo
Today · 4.125%
HK$135,968
baseline
▲ 0.50% · 4.625%
HK$143,135
+HK$7,167/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$271,936/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,281
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,489
−HK$4,275/mo
Today · 4.125%
HK$143,764
baseline
▲ 0.50% · 4.625%
HK$152,512
+HK$8,748/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$287,528/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,499
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,535
−HK$4,095/mo
Today · 4.125%
HK$158,630
baseline
▲ 0.50% · 4.625%
HK$166,991
+HK$8,361/mo
Deposit HK$12.71M · loan HK$29.66M · min. income ≈ HK$317,260/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,932
−HK$10,908/mo
▼ 0.25% · 3.875%
HK$179,343
−HK$5,497/mo
Today · 4.125%
HK$184,840
baseline
▲ 0.50% · 4.625%
HK$196,087
+HK$11,247/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$369,680/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,498
−HK$10,454/mo
▼ 0.25% · 3.875%
HK$198,688
−HK$5,264/mo
Today · 4.125%
HK$203,952
baseline
▲ 0.50% · 4.625%
HK$214,703
+HK$10,751/mo
Deposit HK$4.24M · loan HK$38.14M · min. income ≈ HK$407,904/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,800,999 · Scale 2, in force from 26 Feb 2026)