LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,651
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,657
−HK$3,055/mo
Today · 4.125%
HK$102,712
baseline
▲ 0.50% · 4.625%
HK$108,961
+HK$6,249/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,424/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,523
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,407
−HK$2,925/mo
Today · 4.125%
HK$113,332
baseline
▲ 0.50% · 4.625%
HK$119,306
+HK$5,974/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,664/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,981
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,589
−HK$3,665/mo
Today · 4.125%
HK$123,254
baseline
▲ 0.50% · 4.625%
HK$130,754
+HK$7,500/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$246,508/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,028
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,488
−HK$3,511/mo
Today · 4.125%
HK$135,999
baseline
▲ 0.50% · 4.625%
HK$143,167
+HK$7,168/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$271,998/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,311
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,520
−HK$4,276/mo
Today · 4.125%
HK$143,796
baseline
▲ 0.50% · 4.625%
HK$152,546
+HK$8,750/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$287,592/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,532
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,570
−HK$4,095/mo
Today · 4.125%
HK$158,665
baseline
▲ 0.50% · 4.625%
HK$167,029
+HK$8,364/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$317,330/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,972
−HK$10,909/mo
▼ 0.25% · 3.875%
HK$179,383
−HK$5,498/mo
Today · 4.125%
HK$184,881
baseline
▲ 0.50% · 4.625%
HK$196,131
+HK$11,250/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,762/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,542
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$198,732
−HK$5,266/mo
Today · 4.125%
HK$203,998
baseline
▲ 0.50% · 4.625%
HK$214,751
+HK$10,753/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$407,996/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,404 · Scale 2, in force from 26 Feb 2026)