LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,651
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,658
−HK$3,054/mo
Today · 4.125%
HK$102,712
baseline
▲ 0.50% · 4.625%
HK$108,962
+HK$6,250/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,424/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,524
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,407
−HK$2,926/mo
Today · 4.125%
HK$113,333
baseline
▲ 0.50% · 4.625%
HK$119,307
+HK$5,974/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,666/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,982
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,589
−HK$3,666/mo
Today · 4.125%
HK$123,255
baseline
▲ 0.50% · 4.625%
HK$130,754
+HK$7,499/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$246,510/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,028
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,489
−HK$3,510/mo
Today · 4.125%
HK$135,999
baseline
▲ 0.50% · 4.625%
HK$143,168
+HK$7,169/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$271,998/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,312
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,521
−HK$4,276/mo
Today · 4.125%
HK$143,797
baseline
▲ 0.50% · 4.625%
HK$152,547
+HK$8,750/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$287,594/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,533
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,570
−HK$4,096/mo
Today · 4.125%
HK$158,666
baseline
▲ 0.50% · 4.625%
HK$167,029
+HK$8,363/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$317,332/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,972
−HK$10,910/mo
▼ 0.25% · 3.875%
HK$179,384
−HK$5,498/mo
Today · 4.125%
HK$184,882
baseline
▲ 0.50% · 4.625%
HK$196,132
+HK$11,250/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,764/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,543
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$198,733
−HK$5,266/mo
Today · 4.125%
HK$203,999
baseline
▲ 0.50% · 4.625%
HK$214,752
+HK$10,753/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$407,998/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,413 · Scale 2, in force from 26 Feb 2026)