LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,652
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,658
−HK$3,055/mo
Today · 4.125%
HK$102,713
baseline
▲ 0.50% · 4.625%
HK$108,963
+HK$6,250/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,426/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,524
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,408
−HK$2,925/mo
Today · 4.125%
HK$113,333
baseline
▲ 0.50% · 4.625%
HK$119,307
+HK$5,974/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,666/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,982
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,590
−HK$3,665/mo
Today · 4.125%
HK$123,255
baseline
▲ 0.50% · 4.625%
HK$130,755
+HK$7,500/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$246,510/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,029
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,490
−HK$3,510/mo
Today · 4.125%
HK$136,000
baseline
▲ 0.50% · 4.625%
HK$143,169
+HK$7,169/mo
Deposit HK$16.95M · loan HK$25.43M · min. income ≈ HK$272,000/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,313
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,522
−HK$4,276/mo
Today · 4.125%
HK$143,798
baseline
▲ 0.50% · 4.625%
HK$152,548
+HK$8,750/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$287,596/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,534
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,571
−HK$4,096/mo
Today · 4.125%
HK$158,667
baseline
▲ 0.50% · 4.625%
HK$167,030
+HK$8,363/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$317,334/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,973
−HK$10,910/mo
▼ 0.25% · 3.875%
HK$179,385
−HK$5,498/mo
Today · 4.125%
HK$184,883
baseline
▲ 0.50% · 4.625%
HK$196,133
+HK$11,250/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,766/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,544
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$198,734
−HK$5,266/mo
Today · 4.125%
HK$204,000
baseline
▲ 0.50% · 4.625%
HK$214,753
+HK$10,753/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$408,000/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,422 · Scale 2, in force from 26 Feb 2026)