LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,656
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,662
−HK$3,055/mo
Today · 4.125%
HK$102,717
baseline
▲ 0.50% · 4.625%
HK$108,967
+HK$6,250/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$205,434/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,528
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,412
−HK$2,926/mo
Today · 4.125%
HK$113,338
baseline
▲ 0.50% · 4.625%
HK$119,312
+HK$5,974/mo
Deposit HK$21.19M · loan HK$21.19M · min. income ≈ HK$226,676/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,987
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,595
−HK$3,665/mo
Today · 4.125%
HK$123,260
baseline
▲ 0.50% · 4.625%
HK$130,760
+HK$7,500/mo
Deposit HK$16.96M · loan HK$25.43M · min. income ≈ HK$246,520/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,034
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,495
−HK$3,510/mo
Today · 4.125%
HK$136,005
baseline
▲ 0.50% · 4.625%
HK$143,174
+HK$7,169/mo
Deposit HK$16.96M · loan HK$25.43M · min. income ≈ HK$272,010/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,318
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,527
−HK$4,276/mo
Today · 4.125%
HK$143,803
baseline
▲ 0.50% · 4.625%
HK$152,553
+HK$8,750/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$287,606/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,540
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,577
−HK$4,096/mo
Today · 4.125%
HK$158,673
baseline
▲ 0.50% · 4.625%
HK$167,037
+HK$8,364/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$317,346/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,980
−HK$10,910/mo
▼ 0.25% · 3.875%
HK$179,392
−HK$5,498/mo
Today · 4.125%
HK$184,890
baseline
▲ 0.50% · 4.625%
HK$196,140
+HK$11,250/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,780/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,551
−HK$10,457/mo
▼ 0.25% · 3.875%
HK$198,742
−HK$5,266/mo
Today · 4.125%
HK$204,008
baseline
▲ 0.50% · 4.625%
HK$214,762
+HK$10,754/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$408,016/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,491 · Scale 2, in force from 26 Feb 2026)