LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,666
−HK$606/mo
▼ 0.25% · 3.875%
HK$9,966
−HK$306/mo
Today · 4.125%
HK$10,272
baseline
▲ 0.50% · 4.625%
HK$10,897
+HK$625/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,544/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,753
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,042
−HK$292/mo
Today · 4.125%
HK$11,334
baseline
▲ 0.50% · 4.625%
HK$11,932
+HK$598/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,668/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,599
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,960
−HK$366/mo
Today · 4.125%
HK$12,326
baseline
▲ 0.50% · 4.625%
HK$13,076
+HK$750/mo
Deposit HK$1.70M · loan HK$2.54M · min. income ≈ HK$24,652/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,904
−HK$697/mo
▼ 0.25% · 3.875%
HK$13,250
−HK$351/mo
Today · 4.125%
HK$13,601
baseline
▲ 0.50% · 4.625%
HK$14,318
+HK$717/mo
Deposit HK$1.70M · loan HK$2.54M · min. income ≈ HK$27,202/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,532
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,953
−HK$428/mo
Today · 4.125%
HK$14,381
baseline
▲ 0.50% · 4.625%
HK$15,256
+HK$875/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,762/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,054
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,458
−HK$410/mo
Today · 4.125%
HK$15,868
baseline
▲ 0.50% · 4.625%
HK$16,704
+HK$836/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,736/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,398
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,940
−HK$549/mo
Today · 4.125%
HK$18,489
baseline
▲ 0.50% · 4.625%
HK$19,615
+HK$1,126/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$36,978/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,356
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,875
−HK$526/mo
Today · 4.125%
HK$20,401
baseline
▲ 0.50% · 4.625%
HK$21,477
+HK$1,076/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$40,802/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$47,883 · Scale 2, in force from 26 Feb 2026)