LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,663
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,670
−HK$3,054/mo
Today · 4.125%
HK$102,724
baseline
▲ 0.50% · 4.625%
HK$108,975
+HK$6,251/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$205,448/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,536
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,420
−HK$2,926/mo
Today · 4.125%
HK$113,346
baseline
▲ 0.50% · 4.625%
HK$119,321
+HK$5,975/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$226,692/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,995
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$119,603
−HK$3,666/mo
Today · 4.125%
HK$123,269
baseline
▲ 0.50% · 4.625%
HK$130,770
+HK$7,501/mo
Deposit HK$16.96M · loan HK$25.43M · min. income ≈ HK$246,538/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,044
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,504
−HK$3,511/mo
Today · 4.125%
HK$136,015
baseline
▲ 0.50% · 4.625%
HK$143,185
+HK$7,170/mo
Deposit HK$16.96M · loan HK$25.43M · min. income ≈ HK$272,030/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,328
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$139,537
−HK$4,277/mo
Today · 4.125%
HK$143,814
baseline
▲ 0.50% · 4.625%
HK$152,565
+HK$8,751/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$287,628/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,551
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,589
−HK$4,096/mo
Today · 4.125%
HK$158,685
baseline
▲ 0.50% · 4.625%
HK$167,049
+HK$8,364/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$317,370/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,993
−HK$10,911/mo
▼ 0.25% · 3.875%
HK$179,405
−HK$5,499/mo
Today · 4.125%
HK$184,904
baseline
▲ 0.50% · 4.625%
HK$196,155
+HK$11,251/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,808/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,565
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$198,757
−HK$5,266/mo
Today · 4.125%
HK$204,023
baseline
▲ 0.50% · 4.625%
HK$214,777
+HK$10,754/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$408,046/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,625 · Scale 2, in force from 26 Feb 2026)