LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,666
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,673
−HK$3,055/mo
Today · 4.125%
HK$102,728
baseline
▲ 0.50% · 4.625%
HK$108,979
+HK$6,251/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$205,456/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,540
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,424
−HK$2,926/mo
Today · 4.125%
HK$113,350
baseline
▲ 0.50% · 4.625%
HK$119,325
+HK$5,975/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$226,700/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,999
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,608
−HK$3,666/mo
Today · 4.125%
HK$123,274
baseline
▲ 0.50% · 4.625%
HK$130,775
+HK$7,501/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$246,548/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,048
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,509
−HK$3,511/mo
Today · 4.125%
HK$136,020
baseline
▲ 0.50% · 4.625%
HK$143,190
+HK$7,170/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$272,040/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,333
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$139,542
−HK$4,277/mo
Today · 4.125%
HK$143,819
baseline
▲ 0.50% · 4.625%
HK$152,570
+HK$8,751/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$287,638/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,556
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,594
−HK$4,096/mo
Today · 4.125%
HK$158,690
baseline
▲ 0.50% · 4.625%
HK$167,055
+HK$8,365/mo
Deposit HK$12.72M · loan HK$29.67M · min. income ≈ HK$317,380/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,999
−HK$10,912/mo
▼ 0.25% · 3.875%
HK$179,412
−HK$5,499/mo
Today · 4.125%
HK$184,911
baseline
▲ 0.50% · 4.625%
HK$196,162
+HK$11,251/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,822/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,572
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$198,764
−HK$5,266/mo
Today · 4.125%
HK$204,030
baseline
▲ 0.50% · 4.625%
HK$214,785
+HK$10,755/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$408,060/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,690 · Scale 2, in force from 26 Feb 2026)