LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,668
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,675
−HK$3,055/mo
Today · 4.125%
HK$102,730
baseline
▲ 0.50% · 4.625%
HK$108,981
+HK$6,251/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$205,460/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,542
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,427
−HK$2,925/mo
Today · 4.125%
HK$113,352
baseline
▲ 0.50% · 4.625%
HK$119,327
+HK$5,975/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$226,704/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,002
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$119,610
−HK$3,666/mo
Today · 4.125%
HK$123,276
baseline
▲ 0.50% · 4.625%
HK$130,777
+HK$7,501/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$246,552/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,051
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,512
−HK$3,511/mo
Today · 4.125%
HK$136,023
baseline
▲ 0.50% · 4.625%
HK$143,193
+HK$7,170/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$272,046/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,335
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,545
−HK$4,277/mo
Today · 4.125%
HK$143,822
baseline
▲ 0.50% · 4.625%
HK$152,573
+HK$8,751/mo
Deposit HK$12.72M · loan HK$29.68M · min. income ≈ HK$287,644/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,559
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,597
−HK$4,096/mo
Today · 4.125%
HK$158,693
baseline
▲ 0.50% · 4.625%
HK$167,058
+HK$8,365/mo
Deposit HK$12.72M · loan HK$29.68M · min. income ≈ HK$317,386/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,003
−HK$10,911/mo
▼ 0.25% · 3.875%
HK$179,415
−HK$5,499/mo
Today · 4.125%
HK$184,914
baseline
▲ 0.50% · 4.625%
HK$196,166
+HK$11,252/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$369,828/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,576
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$198,768
−HK$5,266/mo
Today · 4.125%
HK$204,034
baseline
▲ 0.50% · 4.625%
HK$214,789
+HK$10,755/mo
Deposit HK$4.24M · loan HK$38.15M · min. income ≈ HK$408,068/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,801,725 · Scale 2, in force from 26 Feb 2026)