LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,686
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,694
−HK$3,055/mo
Today · 4.125%
HK$102,749
baseline
▲ 0.50% · 4.625%
HK$109,001
+HK$6,252/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$205,498/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,562
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,447
−HK$2,927/mo
Today · 4.125%
HK$113,374
baseline
▲ 0.50% · 4.625%
HK$119,350
+HK$5,976/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$226,748/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,023
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,632
−HK$3,667/mo
Today · 4.125%
HK$123,299
baseline
▲ 0.50% · 4.625%
HK$130,801
+HK$7,502/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$246,598/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,075
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,537
−HK$3,511/mo
Today · 4.125%
HK$136,048
baseline
▲ 0.50% · 4.625%
HK$143,220
+HK$7,172/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$272,096/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,361
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$139,571
−HK$4,278/mo
Today · 4.125%
HK$143,849
baseline
▲ 0.50% · 4.625%
HK$152,602
+HK$8,753/mo
Deposit HK$12.72M · loan HK$29.68M · min. income ≈ HK$287,698/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,587
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$154,626
−HK$4,097/mo
Today · 4.125%
HK$158,723
baseline
▲ 0.50% · 4.625%
HK$167,090
+HK$8,367/mo
Deposit HK$12.72M · loan HK$29.68M · min. income ≈ HK$317,446/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,035
−HK$10,914/mo
▼ 0.25% · 3.875%
HK$179,448
−HK$5,501/mo
Today · 4.125%
HK$184,949
baseline
▲ 0.50% · 4.625%
HK$196,202
+HK$11,253/mo
Deposit HK$4.24M · loan HK$38.16M · min. income ≈ HK$369,898/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,612
−HK$10,460/mo
▼ 0.25% · 3.875%
HK$198,805
−HK$5,267/mo
Today · 4.125%
HK$204,072
baseline
▲ 0.50% · 4.625%
HK$214,829
+HK$10,757/mo
Deposit HK$4.24M · loan HK$38.16M · min. income ≈ HK$408,144/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,061 · Scale 2, in force from 26 Feb 2026)