LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,696
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,704
−HK$3,055/mo
Today · 4.125%
HK$102,759
baseline
▲ 0.50% · 4.625%
HK$109,012
+HK$6,253/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$205,518/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,573
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,458
−HK$2,927/mo
Today · 4.125%
HK$113,385
baseline
▲ 0.50% · 4.625%
HK$119,362
+HK$5,977/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$226,770/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,035
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,644
−HK$3,667/mo
Today · 4.125%
HK$123,311
baseline
▲ 0.50% · 4.625%
HK$130,814
+HK$7,503/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$246,622/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,088
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,550
−HK$3,512/mo
Today · 4.125%
HK$136,062
baseline
▲ 0.50% · 4.625%
HK$143,234
+HK$7,172/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$272,124/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,374
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,585
−HK$4,278/mo
Today · 4.125%
HK$143,863
baseline
▲ 0.50% · 4.625%
HK$152,617
+HK$8,754/mo
Deposit HK$12.72M · loan HK$29.68M · min. income ≈ HK$287,726/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,602
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,641
−HK$4,098/mo
Today · 4.125%
HK$158,739
baseline
▲ 0.50% · 4.625%
HK$167,106
+HK$8,367/mo
Deposit HK$12.72M · loan HK$29.68M · min. income ≈ HK$317,478/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,052
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$179,466
−HK$5,501/mo
Today · 4.125%
HK$184,967
baseline
▲ 0.50% · 4.625%
HK$196,222
+HK$11,255/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$369,934/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,631
−HK$10,462/mo
▼ 0.25% · 3.875%
HK$198,825
−HK$5,268/mo
Today · 4.125%
HK$204,093
baseline
▲ 0.50% · 4.625%
HK$214,851
+HK$10,758/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$408,186/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,240 · Scale 2, in force from 26 Feb 2026)