LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,702
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,710
−HK$3,056/mo
Today · 4.125%
HK$102,766
baseline
▲ 0.50% · 4.625%
HK$109,019
+HK$6,253/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$205,532/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,580
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,465
−HK$2,927/mo
Today · 4.125%
HK$113,392
baseline
▲ 0.50% · 4.625%
HK$119,369
+HK$5,977/mo
Deposit HK$21.20M · loan HK$21.20M · min. income ≈ HK$226,784/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,042
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,652
−HK$3,667/mo
Today · 4.125%
HK$123,319
baseline
▲ 0.50% · 4.625%
HK$130,822
+HK$7,503/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$246,638/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,096
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,558
−HK$3,512/mo
Today · 4.125%
HK$136,070
baseline
▲ 0.50% · 4.625%
HK$143,243
+HK$7,173/mo
Deposit HK$16.96M · loan HK$25.44M · min. income ≈ HK$272,140/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,382
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$139,593
−HK$4,279/mo
Today · 4.125%
HK$143,872
baseline
▲ 0.50% · 4.625%
HK$152,626
+HK$8,754/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$287,744/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,611
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,651
−HK$4,098/mo
Today · 4.125%
HK$158,749
baseline
▲ 0.50% · 4.625%
HK$167,116
+HK$8,367/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$317,498/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,063
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$179,477
−HK$5,501/mo
Today · 4.125%
HK$184,978
baseline
▲ 0.50% · 4.625%
HK$196,234
+HK$11,256/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$369,956/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,643
−HK$10,462/mo
▼ 0.25% · 3.875%
HK$198,837
−HK$5,268/mo
Today · 4.125%
HK$204,105
baseline
▲ 0.50% · 4.625%
HK$214,864
+HK$10,759/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$408,210/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,350 · Scale 2, in force from 26 Feb 2026)