LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,712
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,721
−HK$3,056/mo
Today · 4.125%
HK$102,777
baseline
▲ 0.50% · 4.625%
HK$109,031
+HK$6,254/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$205,554/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,591
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,477
−HK$2,927/mo
Today · 4.125%
HK$113,404
baseline
▲ 0.50% · 4.625%
HK$119,382
+HK$5,978/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$226,808/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,055
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,665
−HK$3,667/mo
Today · 4.125%
HK$123,332
baseline
▲ 0.50% · 4.625%
HK$130,837
+HK$7,505/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$246,664/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,110
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,572
−HK$3,513/mo
Today · 4.125%
HK$136,085
baseline
▲ 0.50% · 4.625%
HK$143,258
+HK$7,173/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$272,170/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,397
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$139,609
−HK$4,279/mo
Today · 4.125%
HK$143,888
baseline
▲ 0.50% · 4.625%
HK$152,643
+HK$8,755/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$287,776/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,628
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,668
−HK$4,098/mo
Today · 4.125%
HK$158,766
baseline
▲ 0.50% · 4.625%
HK$167,135
+HK$8,369/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$317,532/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,082
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$179,497
−HK$5,502/mo
Today · 4.125%
HK$184,999
baseline
▲ 0.50% · 4.625%
HK$196,255
+HK$11,256/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$369,998/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,665
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$198,858
−HK$5,270/mo
Today · 4.125%
HK$204,128
baseline
▲ 0.50% · 4.625%
HK$214,887
+HK$10,759/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$408,256/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,548 · Scale 2, in force from 26 Feb 2026)