LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,717
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,725
−HK$3,057/mo
Today · 4.125%
HK$102,782
baseline
▲ 0.50% · 4.625%
HK$109,036
+HK$6,254/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$205,564/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,596
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,482
−HK$2,927/mo
Today · 4.125%
HK$113,409
baseline
▲ 0.50% · 4.625%
HK$119,387
+HK$5,978/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$226,818/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,060
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,670
−HK$3,668/mo
Today · 4.125%
HK$123,338
baseline
▲ 0.50% · 4.625%
HK$130,843
+HK$7,505/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$246,676/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,115
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,578
−HK$3,513/mo
Today · 4.125%
HK$136,091
baseline
▲ 0.50% · 4.625%
HK$143,265
+HK$7,174/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$272,182/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,403
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$139,615
−HK$4,279/mo
Today · 4.125%
HK$143,894
baseline
▲ 0.50% · 4.625%
HK$152,650
+HK$8,756/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$287,788/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,635
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,675
−HK$4,098/mo
Today · 4.125%
HK$158,773
baseline
▲ 0.50% · 4.625%
HK$167,142
+HK$8,369/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$317,546/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,090
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$179,505
−HK$5,502/mo
Today · 4.125%
HK$185,007
baseline
▲ 0.50% · 4.625%
HK$196,264
+HK$11,257/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$370,014/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,673
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$198,867
−HK$5,270/mo
Today · 4.125%
HK$204,137
baseline
▲ 0.50% · 4.625%
HK$214,897
+HK$10,760/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$408,274/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,628 · Scale 2, in force from 26 Feb 2026)