LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,721
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,729
−HK$3,057/mo
Today · 4.125%
HK$102,786
baseline
▲ 0.50% · 4.625%
HK$109,040
+HK$6,254/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$205,572/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,601
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,487
−HK$2,927/mo
Today · 4.125%
HK$113,414
baseline
▲ 0.50% · 4.625%
HK$119,393
+HK$5,979/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$226,828/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,065
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,675
−HK$3,668/mo
Today · 4.125%
HK$123,343
baseline
▲ 0.50% · 4.625%
HK$130,849
+HK$7,506/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$246,686/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,121
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,584
−HK$3,513/mo
Today · 4.125%
HK$136,097
baseline
▲ 0.50% · 4.625%
HK$143,271
+HK$7,174/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$272,194/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,409
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$139,621
−HK$4,280/mo
Today · 4.125%
HK$143,901
baseline
▲ 0.50% · 4.625%
HK$152,657
+HK$8,756/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$287,802/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,641
−HK$8,139/mo
▼ 0.25% · 3.875%
HK$154,682
−HK$4,098/mo
Today · 4.125%
HK$158,780
baseline
▲ 0.50% · 4.625%
HK$167,150
+HK$8,370/mo
Deposit HK$12.72M · loan HK$29.69M · min. income ≈ HK$317,560/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,098
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$179,513
−HK$5,502/mo
Today · 4.125%
HK$185,015
baseline
▲ 0.50% · 4.625%
HK$196,273
+HK$11,258/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$370,030/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,682
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$198,876
−HK$5,270/mo
Today · 4.125%
HK$204,146
baseline
▲ 0.50% · 4.625%
HK$214,907
+HK$10,761/mo
Deposit HK$4.24M · loan HK$38.17M · min. income ≈ HK$408,292/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$1,802,709 · Scale 2, in force from 26 Feb 2026)