LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,672
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,973
−HK$306/mo
Today · 4.125%
HK$10,279
baseline
▲ 0.50% · 4.625%
HK$10,905
+HK$626/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,558/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,761
−HK$581/mo
▼ 0.25% · 3.875%
HK$11,049
−HK$293/mo
Today · 4.125%
HK$11,342
baseline
▲ 0.50% · 4.625%
HK$11,940
+HK$598/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,684/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,607
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,968
−HK$367/mo
Today · 4.125%
HK$12,335
baseline
▲ 0.50% · 4.625%
HK$13,085
+HK$750/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,670/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,913
−HK$697/mo
▼ 0.25% · 3.875%
HK$13,259
−HK$351/mo
Today · 4.125%
HK$13,610
baseline
▲ 0.50% · 4.625%
HK$14,328
+HK$718/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,220/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,541
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,963
−HK$428/mo
Today · 4.125%
HK$14,391
baseline
▲ 0.50% · 4.625%
HK$15,266
+HK$875/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,782/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,065
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,469
−HK$410/mo
Today · 4.125%
HK$15,879
baseline
▲ 0.50% · 4.625%
HK$16,716
+HK$837/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,758/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,410
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,952
−HK$550/mo
Today · 4.125%
HK$18,502
baseline
▲ 0.50% · 4.625%
HK$19,628
+HK$1,126/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$37,004/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,369
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,888
−HK$527/mo
Today · 4.125%
HK$20,415
baseline
▲ 0.50% · 4.625%
HK$21,492
+HK$1,077/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$40,830/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,470 · Scale 2, in force from 26 Feb 2026)