LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,737
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,746
−HK$3,057/mo
Today · 4.125%
HK$102,803
baseline
▲ 0.50% · 4.625%
HK$109,058
+HK$6,255/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$205,606/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,619
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,505
−HK$2,928/mo
Today · 4.125%
HK$113,433
baseline
▲ 0.50% · 4.625%
HK$119,412
+HK$5,979/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$226,866/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,084
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,695
−HK$3,669/mo
Today · 4.125%
HK$123,364
baseline
▲ 0.50% · 4.625%
HK$130,870
+HK$7,506/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$246,728/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,143
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$132,606
−HK$3,514/mo
Today · 4.125%
HK$136,120
baseline
▲ 0.50% · 4.625%
HK$143,295
+HK$7,175/mo
Deposit HK$16.97M · loan HK$25.45M · min. income ≈ HK$272,240/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,432
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$139,644
−HK$4,280/mo
Today · 4.125%
HK$143,924
baseline
▲ 0.50% · 4.625%
HK$152,682
+HK$8,758/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$287,848/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,666
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$154,707
−HK$4,099/mo
Today · 4.125%
HK$158,806
baseline
▲ 0.50% · 4.625%
HK$167,177
+HK$8,371/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$317,612/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,126
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$179,543
−HK$5,503/mo
Today · 4.125%
HK$185,046
baseline
▲ 0.50% · 4.625%
HK$196,305
+HK$11,259/mo
Deposit HK$4.24M · loan HK$38.18M · min. income ≈ HK$370,092/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,714
−HK$10,466/mo
▼ 0.25% · 3.875%
HK$198,909
−HK$5,271/mo
Today · 4.125%
HK$204,180
baseline
▲ 0.50% · 4.625%
HK$214,942
+HK$10,762/mo
Deposit HK$4.24M · loan HK$38.18M · min. income ≈ HK$408,360/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,007 · Scale 2, in force from 26 Feb 2026)