LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,674
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,975
−HK$306/mo
Today · 4.125%
HK$10,281
baseline
▲ 0.50% · 4.625%
HK$10,906
+HK$625/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,562/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,762
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,051
−HK$293/mo
Today · 4.125%
HK$11,344
baseline
▲ 0.50% · 4.625%
HK$11,942
+HK$598/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,688/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,609
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,970
−HK$367/mo
Today · 4.125%
HK$12,337
baseline
▲ 0.50% · 4.625%
HK$13,088
+HK$751/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,674/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,915
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,261
−HK$352/mo
Today · 4.125%
HK$13,613
baseline
▲ 0.50% · 4.625%
HK$14,330
+HK$717/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,226/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,544
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,965
−HK$428/mo
Today · 4.125%
HK$14,393
baseline
▲ 0.50% · 4.625%
HK$15,269
+HK$876/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,786/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,067
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,471
−HK$410/mo
Today · 4.125%
HK$15,881
baseline
▲ 0.50% · 4.625%
HK$16,719
+HK$838/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,762/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,414
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,955
−HK$550/mo
Today · 4.125%
HK$18,505
baseline
▲ 0.50% · 4.625%
HK$19,632
+HK$1,127/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$37,010/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,372
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,892
−HK$527/mo
Today · 4.125%
HK$20,419
baseline
▲ 0.50% · 4.625%
HK$21,495
+HK$1,076/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$40,838/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,616 · Scale 2, in force from 26 Feb 2026)