LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,742
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,751
−HK$3,058/mo
Today · 4.125%
HK$102,809
baseline
▲ 0.50% · 4.625%
HK$109,064
+HK$6,255/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$205,618/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,625
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,511
−HK$2,928/mo
Today · 4.125%
HK$113,439
baseline
▲ 0.50% · 4.625%
HK$119,419
+HK$5,980/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$226,878/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,090
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,702
−HK$3,668/mo
Today · 4.125%
HK$123,370
baseline
▲ 0.50% · 4.625%
HK$130,877
+HK$7,507/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$246,740/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,149
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$132,613
−HK$3,514/mo
Today · 4.125%
HK$136,127
baseline
▲ 0.50% · 4.625%
HK$143,302
+HK$7,175/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$272,254/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,439
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$139,652
−HK$4,280/mo
Today · 4.125%
HK$143,932
baseline
▲ 0.50% · 4.625%
HK$152,690
+HK$8,758/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$287,864/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,674
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$154,715
−HK$4,100/mo
Today · 4.125%
HK$158,815
baseline
▲ 0.50% · 4.625%
HK$167,186
+HK$8,371/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$317,630/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,136
−HK$10,919/mo
▼ 0.25% · 3.875%
HK$179,552
−HK$5,503/mo
Today · 4.125%
HK$185,055
baseline
▲ 0.50% · 4.625%
HK$196,316
+HK$11,261/mo
Deposit HK$4.24M · loan HK$38.18M · min. income ≈ HK$370,110/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,724
−HK$10,466/mo
▼ 0.25% · 3.875%
HK$198,920
−HK$5,270/mo
Today · 4.125%
HK$204,190
baseline
▲ 0.50% · 4.625%
HK$214,954
+HK$10,764/mo
Deposit HK$4.24M · loan HK$38.18M · min. income ≈ HK$408,380/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,103 · Scale 2, in force from 26 Feb 2026)