LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,750
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,759
−HK$3,058/mo
Today · 4.125%
HK$102,817
baseline
▲ 0.50% · 4.625%
HK$109,073
+HK$6,256/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$205,634/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,633
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,520
−HK$2,928/mo
Today · 4.125%
HK$113,448
baseline
▲ 0.50% · 4.625%
HK$119,428
+HK$5,980/mo
Deposit HK$21.21M · loan HK$21.21M · min. income ≈ HK$226,896/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,100
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,711
−HK$3,669/mo
Today · 4.125%
HK$123,380
baseline
▲ 0.50% · 4.625%
HK$130,888
+HK$7,508/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$246,760/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,160
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$132,624
−HK$3,514/mo
Today · 4.125%
HK$136,138
baseline
▲ 0.50% · 4.625%
HK$143,314
+HK$7,176/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$272,276/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,450
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$139,663
−HK$4,281/mo
Today · 4.125%
HK$143,944
baseline
▲ 0.50% · 4.625%
HK$152,702
+HK$8,758/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$287,888/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,687
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$154,728
−HK$4,100/mo
Today · 4.125%
HK$158,828
baseline
▲ 0.50% · 4.625%
HK$167,200
+HK$8,372/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$317,656/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,150
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$179,567
−HK$5,503/mo
Today · 4.125%
HK$185,070
baseline
▲ 0.50% · 4.625%
HK$196,332
+HK$11,262/mo
Deposit HK$4.24M · loan HK$38.19M · min. income ≈ HK$370,140/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,740
−HK$10,467/mo
▼ 0.25% · 3.875%
HK$198,936
−HK$5,271/mo
Today · 4.125%
HK$204,207
baseline
▲ 0.50% · 4.625%
HK$214,971
+HK$10,764/mo
Deposit HK$4.24M · loan HK$38.19M · min. income ≈ HK$408,414/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,249 · Scale 2, in force from 26 Feb 2026)