LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,758
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,768
−HK$3,058/mo
Today · 4.125%
HK$102,826
baseline
▲ 0.50% · 4.625%
HK$109,082
+HK$6,256/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$205,652/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,642
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,529
−HK$2,929/mo
Today · 4.125%
HK$113,458
baseline
▲ 0.50% · 4.625%
HK$119,438
+HK$5,980/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$226,916/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,110
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$119,721
−HK$3,670/mo
Today · 4.125%
HK$123,391
baseline
▲ 0.50% · 4.625%
HK$130,899
+HK$7,508/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$246,782/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,171
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$132,635
−HK$3,515/mo
Today · 4.125%
HK$136,150
baseline
▲ 0.50% · 4.625%
HK$143,326
+HK$7,176/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$272,300/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,461
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$139,675
−HK$4,281/mo
Today · 4.125%
HK$143,956
baseline
▲ 0.50% · 4.625%
HK$152,715
+HK$8,759/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$287,912/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,699
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$154,741
−HK$4,100/mo
Today · 4.125%
HK$158,841
baseline
▲ 0.50% · 4.625%
HK$167,214
+HK$8,373/mo
Deposit HK$12.73M · loan HK$29.70M · min. income ≈ HK$317,682/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,164
−HK$10,922/mo
▼ 0.25% · 3.875%
HK$179,582
−HK$5,504/mo
Today · 4.125%
HK$185,086
baseline
▲ 0.50% · 4.625%
HK$196,348
+HK$11,262/mo
Deposit HK$4.24M · loan HK$38.19M · min. income ≈ HK$370,172/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,756
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$198,953
−HK$5,271/mo
Today · 4.125%
HK$204,224
baseline
▲ 0.50% · 4.625%
HK$214,989
+HK$10,765/mo
Deposit HK$4.24M · loan HK$38.19M · min. income ≈ HK$408,448/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,401 · Scale 2, in force from 26 Feb 2026)