LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,765
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,775
−HK$3,058/mo
Today · 4.125%
HK$102,833
baseline
▲ 0.50% · 4.625%
HK$109,090
+HK$6,257/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$205,666/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,650
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,537
−HK$2,929/mo
Today · 4.125%
HK$113,466
baseline
▲ 0.50% · 4.625%
HK$119,447
+HK$5,981/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$226,932/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,118
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$119,729
−HK$3,670/mo
Today · 4.125%
HK$123,399
baseline
▲ 0.50% · 4.625%
HK$130,908
+HK$7,509/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$246,798/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,180
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$132,644
−HK$3,515/mo
Today · 4.125%
HK$136,159
baseline
▲ 0.50% · 4.625%
HK$143,336
+HK$7,177/mo
Deposit HK$16.97M · loan HK$25.46M · min. income ≈ HK$272,318/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,470
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$139,684
−HK$4,282/mo
Today · 4.125%
HK$143,966
baseline
▲ 0.50% · 4.625%
HK$152,726
+HK$8,760/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$287,932/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,710
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$154,751
−HK$4,101/mo
Today · 4.125%
HK$158,852
baseline
▲ 0.50% · 4.625%
HK$167,225
+HK$8,373/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$317,704/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,176
−HK$10,923/mo
▼ 0.25% · 3.875%
HK$179,594
−HK$5,505/mo
Today · 4.125%
HK$185,099
baseline
▲ 0.50% · 4.625%
HK$196,362
+HK$11,263/mo
Deposit HK$4.24M · loan HK$38.19M · min. income ≈ HK$370,198/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,769
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$198,966
−HK$5,272/mo
Today · 4.125%
HK$204,238
baseline
▲ 0.50% · 4.625%
HK$215,004
+HK$10,766/mo
Deposit HK$4.24M · loan HK$38.19M · min. income ≈ HK$408,476/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,524 · Scale 2, in force from 26 Feb 2026)