LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,773
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,783
−HK$3,059/mo
Today · 4.125%
HK$102,842
baseline
▲ 0.50% · 4.625%
HK$109,100
+HK$6,258/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$205,684/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,659
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,547
−HK$2,929/mo
Today · 4.125%
HK$113,476
baseline
▲ 0.50% · 4.625%
HK$119,457
+HK$5,981/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$226,952/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,128
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$119,740
−HK$3,670/mo
Today · 4.125%
HK$123,410
baseline
▲ 0.50% · 4.625%
HK$130,919
+HK$7,509/mo
Deposit HK$16.98M · loan HK$25.46M · min. income ≈ HK$246,820/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,191
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,656
−HK$3,515/mo
Today · 4.125%
HK$136,171
baseline
▲ 0.50% · 4.625%
HK$143,349
+HK$7,178/mo
Deposit HK$16.98M · loan HK$25.46M · min. income ≈ HK$272,342/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,483
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$139,697
−HK$4,282/mo
Today · 4.125%
HK$143,979
baseline
▲ 0.50% · 4.625%
HK$152,739
+HK$8,760/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$287,958/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,723
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$154,765
−HK$4,101/mo
Today · 4.125%
HK$158,866
baseline
▲ 0.50% · 4.625%
HK$167,240
+HK$8,374/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$317,732/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,192
−HK$10,923/mo
▼ 0.25% · 3.875%
HK$179,610
−HK$5,505/mo
Today · 4.125%
HK$185,115
baseline
▲ 0.50% · 4.625%
HK$196,379
+HK$11,264/mo
Deposit HK$4.24M · loan HK$38.20M · min. income ≈ HK$370,230/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,787
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$198,984
−HK$5,272/mo
Today · 4.125%
HK$204,256
baseline
▲ 0.50% · 4.625%
HK$215,023
+HK$10,767/mo
Deposit HK$4.24M · loan HK$38.20M · min. income ≈ HK$408,512/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,686 · Scale 2, in force from 26 Feb 2026)