LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,678
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,979
−HK$306/mo
Today · 4.125%
HK$10,285
baseline
▲ 0.50% · 4.625%
HK$10,911
+HK$626/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,570/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,767
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,056
−HK$293/mo
Today · 4.125%
HK$11,349
baseline
▲ 0.50% · 4.625%
HK$11,947
+HK$598/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,698/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,614
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,975
−HK$367/mo
Today · 4.125%
HK$12,342
baseline
▲ 0.50% · 4.625%
HK$13,093
+HK$751/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,684/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,920
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,267
−HK$351/mo
Today · 4.125%
HK$13,618
baseline
▲ 0.50% · 4.625%
HK$14,336
+HK$718/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,236/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,549
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,971
−HK$428/mo
Today · 4.125%
HK$14,399
baseline
▲ 0.50% · 4.625%
HK$15,275
+HK$876/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,798/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,074
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,478
−HK$410/mo
Today · 4.125%
HK$15,888
baseline
▲ 0.50% · 4.625%
HK$16,725
+HK$837/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,776/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,421
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,963
−HK$550/mo
Today · 4.125%
HK$18,513
baseline
▲ 0.50% · 4.625%
HK$19,640
+HK$1,127/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$37,026/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,380
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,900
−HK$527/mo
Today · 4.125%
HK$20,427
baseline
▲ 0.50% · 4.625%
HK$21,504
+HK$1,077/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$40,854/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$48,966 · Scale 2, in force from 26 Feb 2026)