LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,784
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,795
−HK$3,059/mo
Today · 4.125%
HK$102,854
baseline
▲ 0.50% · 4.625%
HK$109,112
+HK$6,258/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$205,708/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,672
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,559
−HK$2,930/mo
Today · 4.125%
HK$113,489
baseline
▲ 0.50% · 4.625%
HK$119,471
+HK$5,982/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$226,978/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,141
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,754
−HK$3,670/mo
Today · 4.125%
HK$123,424
baseline
▲ 0.50% · 4.625%
HK$130,934
+HK$7,510/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,848/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,206
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,671
−HK$3,516/mo
Today · 4.125%
HK$136,187
baseline
▲ 0.50% · 4.625%
HK$143,365
+HK$7,178/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,374/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,498
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$139,713
−HK$4,282/mo
Today · 4.125%
HK$143,995
baseline
▲ 0.50% · 4.625%
HK$152,757
+HK$8,762/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$287,990/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,740
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$154,783
−HK$4,101/mo
Today · 4.125%
HK$158,884
baseline
▲ 0.50% · 4.625%
HK$167,259
+HK$8,375/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$317,768/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,212
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$179,631
−HK$5,506/mo
Today · 4.125%
HK$185,137
baseline
▲ 0.50% · 4.625%
HK$196,402
+HK$11,265/mo
Deposit HK$4.24M · loan HK$38.20M · min. income ≈ HK$370,274/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,809
−HK$10,471/mo
▼ 0.25% · 3.875%
HK$199,007
−HK$5,273/mo
Today · 4.125%
HK$204,280
baseline
▲ 0.50% · 4.625%
HK$215,048
+HK$10,768/mo
Deposit HK$4.24M · loan HK$38.20M · min. income ≈ HK$408,560/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,803,893 · Scale 2, in force from 26 Feb 2026)