LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,679
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,980
−HK$306/mo
Today · 4.125%
HK$10,286
baseline
▲ 0.50% · 4.625%
HK$10,912
+HK$626/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,572/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,768
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,057
−HK$293/mo
Today · 4.125%
HK$11,350
baseline
▲ 0.50% · 4.625%
HK$11,948
+HK$598/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,700/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,615
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,976
−HK$367/mo
Today · 4.125%
HK$12,343
baseline
▲ 0.50% · 4.625%
HK$13,095
+HK$752/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,686/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,922
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,268
−HK$352/mo
Today · 4.125%
HK$13,620
baseline
▲ 0.50% · 4.625%
HK$14,338
+HK$718/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,240/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,551
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,972
−HK$429/mo
Today · 4.125%
HK$14,401
baseline
▲ 0.50% · 4.625%
HK$15,277
+HK$876/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,802/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,075
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,480
−HK$410/mo
Today · 4.125%
HK$15,890
baseline
▲ 0.50% · 4.625%
HK$16,727
+HK$837/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,780/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,423
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,965
−HK$550/mo
Today · 4.125%
HK$18,515
baseline
▲ 0.50% · 4.625%
HK$19,642
+HK$1,127/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$37,030/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,382
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,902
−HK$528/mo
Today · 4.125%
HK$20,430
baseline
▲ 0.50% · 4.625%
HK$21,507
+HK$1,077/mo
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$40,860/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,060 · Scale 2, in force from 26 Feb 2026)