LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,797
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,808
−HK$3,059/mo
Today · 4.125%
HK$102,867
baseline
▲ 0.50% · 4.625%
HK$109,126
+HK$6,259/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$205,734/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,685
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,573
−HK$2,930/mo
Today · 4.125%
HK$113,503
baseline
▲ 0.50% · 4.625%
HK$119,486
+HK$5,983/mo
Deposit HK$21.22M · loan HK$21.22M · min. income ≈ HK$227,006/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,156
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,769
−HK$3,671/mo
Today · 4.125%
HK$123,440
baseline
▲ 0.50% · 4.625%
HK$130,951
+HK$7,511/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,880/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,222
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,688
−HK$3,516/mo
Today · 4.125%
HK$136,204
baseline
▲ 0.50% · 4.625%
HK$143,383
+HK$7,179/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,408/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,515
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,731
−HK$4,282/mo
Today · 4.125%
HK$144,013
baseline
▲ 0.50% · 4.625%
HK$152,776
+HK$8,763/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$288,026/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,759
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,803
−HK$4,101/mo
Today · 4.125%
HK$158,904
baseline
▲ 0.50% · 4.625%
HK$167,280
+HK$8,376/mo
Deposit HK$12.73M · loan HK$29.71M · min. income ≈ HK$317,808/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,234
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$179,654
−HK$5,506/mo
Today · 4.125%
HK$185,160
baseline
▲ 0.50% · 4.625%
HK$196,426
+HK$11,266/mo
Deposit HK$4.24M · loan HK$38.20M · min. income ≈ HK$370,320/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,833
−HK$10,473/mo
▼ 0.25% · 3.875%
HK$199,032
−HK$5,274/mo
Today · 4.125%
HK$204,306
baseline
▲ 0.50% · 4.625%
HK$215,075
+HK$10,769/mo
Deposit HK$4.24M · loan HK$38.20M · min. income ≈ HK$408,612/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,120 · Scale 2, in force from 26 Feb 2026)