LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,799
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,810
−HK$3,059/mo
Today · 4.125%
HK$102,869
baseline
▲ 0.50% · 4.625%
HK$109,129
+HK$6,260/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,738/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,688
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,576
−HK$2,930/mo
Today · 4.125%
HK$113,506
baseline
▲ 0.50% · 4.625%
HK$119,489
+HK$5,983/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,012/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,159
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,772
−HK$3,671/mo
Today · 4.125%
HK$123,443
baseline
▲ 0.50% · 4.625%
HK$130,954
+HK$7,511/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,886/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,226
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,691
−HK$3,516/mo
Today · 4.125%
HK$136,207
baseline
▲ 0.50% · 4.625%
HK$143,387
+HK$7,180/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,414/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,519
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,734
−HK$4,283/mo
Today · 4.125%
HK$144,017
baseline
▲ 0.50% · 4.625%
HK$152,780
+HK$8,763/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$288,034/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,763
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,807
−HK$4,101/mo
Today · 4.125%
HK$158,908
baseline
▲ 0.50% · 4.625%
HK$167,285
+HK$8,377/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$317,816/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,238
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$179,658
−HK$5,507/mo
Today · 4.125%
HK$185,165
baseline
▲ 0.50% · 4.625%
HK$196,431
+HK$11,266/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$370,330/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,838
−HK$10,473/mo
▼ 0.25% · 3.875%
HK$199,037
−HK$5,274/mo
Today · 4.125%
HK$204,311
baseline
▲ 0.50% · 4.625%
HK$215,080
+HK$10,769/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$408,622/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,166 · Scale 2, in force from 26 Feb 2026)