LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,803
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,814
−HK$3,059/mo
Today · 4.125%
HK$102,873
baseline
▲ 0.50% · 4.625%
HK$109,133
+HK$6,260/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,746/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,692
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,581
−HK$2,930/mo
Today · 4.125%
HK$113,511
baseline
▲ 0.50% · 4.625%
HK$119,494
+HK$5,983/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,022/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,164
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,777
−HK$3,671/mo
Today · 4.125%
HK$123,448
baseline
▲ 0.50% · 4.625%
HK$130,960
+HK$7,512/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,896/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,231
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,697
−HK$3,516/mo
Today · 4.125%
HK$136,213
baseline
▲ 0.50% · 4.625%
HK$143,393
+HK$7,180/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,426/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,524
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$139,740
−HK$4,283/mo
Today · 4.125%
HK$144,023
baseline
▲ 0.50% · 4.625%
HK$152,786
+HK$8,763/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$288,046/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,769
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,813
−HK$4,102/mo
Today · 4.125%
HK$158,915
baseline
▲ 0.50% · 4.625%
HK$167,292
+HK$8,377/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$317,830/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,245
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$179,665
−HK$5,507/mo
Today · 4.125%
HK$185,172
baseline
▲ 0.50% · 4.625%
HK$196,439
+HK$11,267/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$370,344/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,846
−HK$10,473/mo
▼ 0.25% · 3.875%
HK$199,045
−HK$5,274/mo
Today · 4.125%
HK$204,319
baseline
▲ 0.50% · 4.625%
HK$215,089
+HK$10,770/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$408,638/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,240 · Scale 2, in force from 26 Feb 2026)